Easy, Fast, Flexible &
Transparent Loans.

SHIKA app enables you to get access to credit whenever you need it in less than 3 minutes. Once you are registered, requested loans are processed and sent straight to your M-PESA mobile wallet.

Ready for a loan? Get Shika.

A Better Shika Experience

Sign Up


Wait 30sec

Get Cash

Why Shika Works for You

Quick & Easy

Get your loan in a refreshingly fast process

Flexible Payment Terms

Choose to pay daily, weekly or one off payment

Quick Higher Loan Limit Raises

With more data we will review your loan limits quickly

Secure Process

We protect and never sell your data